Apply with our short application
Up to $10 million
Working capital for businesses that need it fast.
Apply in minutes. Funded in 24 hours.
Cover payroll, materials, or inventory while you wait on outstanding revenue owed.
Funding built for the way small businesses run
- No hard credit pull
- Clear terms before you sign
- No obligation application
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Minutes -
24 hrs Fast approvals & funding
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$10M Max funding for qualified businesses
Why the right match matters
Get the funding your revenue actually supports.
Approval is based on your business health and revenue. Apply once and see real offers: the amount, payback total, and repayment schedule in easy to understand terms.
Apply Once
One short form and three months of bank statements.
Real Offers
You see the amount, the payback total, and your repayment schedule.
You Decide
Nothing moves until you say so. Turning down an offer costs you nothing at all.
How we work
Apply today and you will have offers back in hours, not days.
Get approved on your revenue and business health when a bank needs years of tax returns, high credit, assets.
Straightforward simple process. Funds you get, amount you pay back, repayment schedule.
Working with small business owners everyday to acquire the funding they need to thrive.
Where you stand
Do you qualify?
Approvals are based on business health and revenue. Apply no matter your situation, because there are funding options for most business owners with revenue and bank history.
- 1 year in business
- $25k A month in revenue
- Business bank account
Most funding options aren’t contingent on your credit score.
How it works
Four simple steps to funding
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Apply now.
A quick online application.
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We tell you where you stand.
We’ll provide insights and break down how your revenue and history position your business for the funding you need.
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We present your offers.
Your funding specialist will go over the real numbers and help explain the terms.
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You sign the best one.
Every offer comes to you in plain dollars, and we help you take the strongest one.
Who we work with
We know how your industry gets paid.
Every business runs its cash differently, and knowing that pattern is most of the job.
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Not on this list?
If real revenue runs through your business account, we want to hear from you.
Apply Now
What businesses use this for
- Making payroll
- Buying materials
- Stocking inventory
- Staffing a new contract
- Replacing equipment
- Covering a tax bill
- Qualified applications receive at least one offer
- 24 hrs Typical turnaround for approvals and funding
- 100% Of our effort goes into every application
- Apply Secure funding for your business with Berkley
No obligation
The Berkley Service Promise
Applying commits you to nothing. Here’s what you can expect from us.
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You Stay in Control
No obligation, No cost to apply, at any stage.
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No Hard Credit Pull
Credit is typically not required unless requested by a lender.
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Clear Terms
You’ll see what you receive, what you pay back, and your repayment schedule.
And if waiting six months would get you a better number, you will hear that from us before you sign.
No. Berkley is not the lender. Your funding comes from a third-party funding partner who makes the decision and sets the terms, all disclosed before you sign anything.
No. We focus on your revenue, bank statements, and overall business health to determine funding for most businesses.
You’ll see it in plain dollars before you sign: what you receive, what you pay back, and your repayment schedule. Your numbers drive the pricing.
Credit is one input. Business health and revenue matter more, which is why a lower score on its own will not stop you. Apply and find out what’s possible.
That is very common and it does not disqualify you. Tell us what you are carrying and we’ll help you determine if payoff or second position gives you the best opportunity.
Testimonials
What owners tell us
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I almost didn’t call, because the last broker took two weeks to tell me no. We’d won a $1.4 million school renovation and needed $180,000 of materials on site before the first pay application was even submitted. They came back the same afternoon and told me two of their funders wouldn’t touch construction and one would. That one did. Crew got paid, materials landed.
Mechanical contractor
Nassau County, NY -
Nineteen years in home care and cash flow has always been the headache. Census went up thirty percent in a quarter, which meant nine more aides at about $3,100 a month each, and Medicaid still paying sixty to ninety days out. What mattered was that the person reading our numbers already knew a ninety-day receivable cycle is the structure of the industry.
Home care agency
Westchester County, NY -
Our competitor’s owner was retiring and wanted to close inside three weeks. My bank needed two years of returns and a quarter to decide, and I was one tax return short because we’d restructured the entity in 2024. This time I got told plainly that the number I could get approved for was bigger than the number I should take, and why. We closed on the seller’s date with one position.
Industrial supply distributor
Long Island City, NY
All funding referenced above was arranged by Berkley Financial Group and provided by third-party funding partners. Individual results vary. Approval, amounts, and terms are determined by the funding partner.
See what you qualify for.
Apply in minutes and get a decision back the same day.
Apply in minutes. Funded in 24 hours.
Berkley Financial Group LLC is an independent sales organization, not a lender. Funding is provided by third-party funding partners, who make the credit decision and set the terms. Not a commitment to fund. All financing subject to the funding partner’s approval.