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Restricted Industries | Berkley Financial Group

Before you apply

We fund almost every kind of business

Retail, trades, medical, wholesale, service, transportation, hospitality: if revenue runs through a business bank account, there is usually a funding partner for it. A small number of categories sit outside what our partners can approve, and we publish them here so you know before you spend time applying.

Not currently funded

Outside our funding partners' guidelines

  • Cannabis, hemp, and CBD
  • Firearms, ammunition, and explosives
  • Adult entertainment and escort services
  • Gambling, gaming, and sports betting
  • Lending and financial services
  • Cryptocurrency and digital assets
  • Bail bonds
  • Political campaigns, PACs, and lobbying
  • Donation-funded nonprofits and charities
  • Multi-level marketing and business opportunity sellers
  • Shell entities with no operating revenue
  • Businesses that cannot verify identity or ownership

Reviewed case by case

Funded regularly, reviewed on the specifics

These industries get funded all the time. Approval comes down to the details of your business rather than the category, so it is worth a conversation.

  • Restaurants, bars, and food service
  • Construction, contracting, and trades
  • Real estate brokerages and property management
  • Mortgage brokers
  • Auto dealerships
  • Gas stations and fuel retail
  • Cell phone stores and prepaid retail
  • Travel agencies, tour operators, and ticketing
  • Ecommerce and marketplace sellers
  • Healthcare practices with insurance receivables
  • Staffing agencies and PEOs
  • Law firms and contingency-fee services
  • Vape, tobacco, and smoke shops
  • Pawn shops, jewelry, and precious metals
  • Home-based businesses
  • Seasonal businesses
  • Franchises that have not yet opened

Not sure where you fit

Ask us. It takes one call

Guidelines vary between funding partners, and they change. A business one partner passes on is often straightforward for another, and we know which is which. Tell us what you do and we will tell you what is possible, usually the same day.

Apply Now
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