Business funding requirements

Here is what it takes to qualify, and how we help you get there.

1 year in business. $25,000 a month in revenue.

That’s the starting line, and most established businesses clear it.

  • No hard credit pull
  • Clear terms before you sign
  • No obligation application

Requirements

The baseline

Every funding partner sets its own bar, and there are more of them than most owners realize. Apply no matter your situation.

Time in business1 year
Monthly revenue$25,000 a month
Bank accountA business bank account

Approvals are based on business health and revenue. Most funding options aren’t contingent on your credit score. Apply no matter your situation.

Strengthening your application

What makes an application stronger

  • Consistent deposits

    Steady revenue across the month reads better than the same total landing in two lumps.

  • A clean three months

    The steadier your account activity, the more of the market opens up.

  • Knowing what you already have out

    Nothing outstanding, or positions close to paid off, opens up more options.

  • A specific use for the money

    “Materials for a $340,000 job starting the fifteenth” reads as a plan.

  • Two years in business

    Going from one year to two opens up a lot more options.

What we’ll help you work through

  • Under a year in business

    There are funding partners who still work with you, and we know them. We’ll also tell you what waiting a few months would buy you.

  • Several open positions

    We’ll show you the math first, so the next position you take is the right one.

  • Revenue outside the business account

    Run that money through the business account and it starts counting for you. It is the fastest way to strengthen a file.

  • An unusual industry

    You’ll get a straight answer in the first conversation about what’s available for your category.

This is the part most people skip. We’ll tell you which one to work on first, and what it opens up.

Documents

What you’ll need

  • The short application

    Basic business details, ownership, and what the money is for.

  • Three months of bank statements

    The PDFs your bank already makes. All pages. Depending on the offer, a funding partner may ask for more later.

  • Nothing else yet

    A voided check and ID come after we’ve talked.

Send your numbers as they are

We’ve read every kind of statement there is, and a slow month is a normal part of running a business.

Seeing the real picture up front is how we get you the best offer available. We’ll go over your options today.

See what’s available to you.

Apply in minutes and we’ll discuss the best funding options available for you today.

Apply in minutes. Funded in 24 hours.

Berkley Financial Group LLC is an independent sales organization, not a lender. Funding is provided by third-party funding partners, who make the credit decision and set the terms. Not a commitment to fund. All financing subject to the funding partner’s approval.

Apply in minutes